Master Your Financial Future

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Terms of Service

Last updated: January 2024

1. Acceptance of Terms

By accessing and using ValueVoyager VIP services, you accept and agree to be bound by the terms and provision of this agreement.

2. Educational Services

ValueVoyager VIP provides educational content and training materials related to financial literacy and investment education. All content is for educational purposes only and does not constitute financial advice.

3. User Responsibilities

Users are responsible for their own investment decisions and should consult with qualified financial advisors before making any investment choices. You agree to use our services in compliance with all applicable laws and regulations.

4. Intellectual Property

All content, materials, and resources provided by ValueVoyager VIP are protected by copyright and other intellectual property laws. Users may not reproduce, distribute, or create derivative works without express written permission.

5. Limitation of Liability

ValueVoyager VIP shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services or educational materials.

6. Privacy and Data Protection

We are committed to protecting your privacy and personal data in accordance with applicable data protection laws, including GDPR. Please refer to our Privacy Policy for detailed information.

7. Modifications

We reserve the right to modify these terms at any time. Users will be notified of significant changes, and continued use constitutes acceptance of modified terms.

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Privacy Policy

Last updated: January 2024

1. Data Controller

ValueVoyager VIP is the data controller for personal data collected through our services. We are committed to protecting your privacy and ensuring GDPR compliance.

2. Information We Collect

We collect information you provide directly to us, such as when you create an account, enroll in courses, or contact us for support. This may include:

• Name and contact information
• Educational progress and preferences
• Communication records
• Technical data for service improvement

3. Legal Basis for Processing

We process your personal data based on:

• Consent for marketing communications
• Contract performance for service delivery
• Legitimate interests for service improvement
• Legal obligations where required

4. Your Rights Under GDPR

You have the right to:

• Access your personal data
• Rectify inaccurate information
• Erase your data under certain circumstances
• Restrict or object to processing
• Data portability
• Withdraw consent at any time

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

6. Data Retention

We retain personal data only as long as necessary for the purposes outlined in this policy or as required by law. Educational records may be retained longer for certification purposes.

7. Contact Information

For privacy-related questions or to exercise your rights, please contact our Data Protection Officer at [email protected].

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Cookie Policy

Last updated: January 2024

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better experience by remembering your preferences and analyzing site usage.

2. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation and access to secure areas of the website.

Analytics Cookies

We use analytics cookies to understand how visitors interact with our website. This information helps us improve our services and user experience.

Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and settings.

Marketing Cookies

With your consent, we may use marketing cookies to deliver relevant advertisements and track the effectiveness of our marketing campaigns.

3. Managing Cookies

You can control and manage cookies in various ways:

• Browser settings: Most browsers allow you to block or delete cookies
• Opt-out tools: Use industry opt-out tools for advertising cookies
• Our cookie preferences: Adjust your cookie settings on our website

4. Third-Party Cookies

Some cookies may be set by third-party services we use, such as analytics providers. These are governed by the respective third parties' privacy policies.

5. Cookie Consent

By continuing to use our website, you consent to our use of essential cookies. For non-essential cookies, we will request your explicit consent in compliance with GDPR requirements.

6. Updates to This Policy

We may update this cookie policy from time to time. Please check this page regularly for any changes.